Easy, ignore everything the “salesman” told you and ask for three things:
- Proof of NJ State home improvement license.
- Proof of insurance (liability and workers compensation).
Then ask if his workers are trustworthy to be at the house (with you) all day without him. You can also check with the NJ Division of Consumer Affairs; (www.njconsumeraffairs.gov). If you are getting a good impression, then check his FICO score, which must be above 660 (www.transunion.com). Then call us to check the contract and proposal. If an attorney is looking over their shoulder, fly by nights with illegal workers are less likely to try anything bad.
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